Eternal Renewal Counseling operates primarily as a self-pay practice, allowing us to provide personalized, integrative care without the limitations often imposed by insurance.

 

We do, however participate with select private insurance plans, including Aetna, Independence Blue Cross, Local Blue Cross BlueShield, Highmark, Meritain Health, United Behavioral Health, and Optum.

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We recommend that you check with your insurance provider to make sure we are in network with your plan. You can let them know that you are looking for your mental health coverage benefits and provide the following information:

• ERC's practice NPI is 182699240 checking this will ensure the practice is in network. 

• The individual NPI for Luke Carsto, LPC is 103886802.

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The codes we bill for talk therapy, including CBT and EMDR are:

• 90791 - Initial Assessment

• 90837 - 60 Minute Session

• 90834 - 45 Minutes Session

• 90832 - 30 Minutes Session

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Why Many Clients Choose Self-Pay

 

Self-pay care offers:

• Greater flexibility in treatment approach and session structure

• Access to integrative and body-based therapies not typically covered by insurance

• Enhanced privacy with reduced third-party involvement

• Care driven by your goals—not billing requirements

 

Many clients find self-pay provides more comprehensive support and better value for their investment.